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5 Ways To Lower Your Health-Care Expenses

Friday, August 20th, 2021

Increase or decrease your deductible.

The premium and the charges you pay for health care via your co-pay, co-insurance, and deductible are the two primary components of a health insurance plan. Your monthly payment will be lower the more you agree to pay for your health care. Insurance companies understand that when people are financially responsible for their own medical expenditures, they are more conservative in their use of medical services. Lower monthly rates can be obtained by agreeing to pay a larger deductible or co-insurance rate. These discounts can be substantial, and if preserved, will pay the majority, if not all, of the cost of the higher deductible.

For consumers who utilise a lot of health care services every year and rack up significant expenses, this technique is less effective. People who are typically healthy and don’t require a lot of health care, on the other hand, can save a lot of money by choosing a high deductible health plan. Even if you don’t go to the doctor, plans with high premiums will cost you a lot of money. High-deductible plans will only be costly if you actually require medical services.

Utilize Tax Benefits

Using the income tax system, there are a few options for lowering your health insurance premiums. The first, and most usual, method is to use a health savings account, or HSA. An HSA is a type of bank account into which you can put pretax money to pay for health-care expenses. Your contributions to a health savings account are not taxed as ordinary income. This might be a big savings on health-care expenditures depending on your tax rate. Maternity, dentistry, and eye care are not covered by many health insurance policies. These services, on the other hand, can be paid for with an HSA.

You must have a high-deductible health insurance plan that fulfils the IRS rules for health savings accounts to be eligible for an HSA. In most cases, you’ll need a large deductible and a plan that limits your overall out-of-pocket expenses.

If you have a lot of medical costs, you might be eligible to deduct them from your taxes. Any medical costs that exceed 7.5 percent of your adjusted gross income are deductible. This price might encompass a wide range of services, including a mileage deduction for transportation to and from the hospital. If you opt to take this way, make sure you consult a tax adviser.

Take advantage of your free Preventive Care.

Make sure you take advantage of the free preventative care offered by all health insurance policies. Adults are entitled to free routine checkups and some tests. Children’s well-baby visits and vaccines are both free. These are big advantages, so be sure you’re getting the most out of them.

Take a look around.

There is limited price competition, which is one of the reasons health care has grown so costly. Don’t be reluctant to inquire about a doctor’s fees, especially if you are planning or anticipating health treatment. For services such as labour and delivery, some hospitals might be relatively affordable, while others can be highly costly. Don’t assume that health-care expenses are the same everywhere; they aren’t.

If you want to save money on health care, you should avoid going to the emergency department. They should only be utilised in the event of a serious emergency. Consider going to an urgent care or a neighbourhood clinic for non-life threatening medical concerns like ear infections or even a cut that need stitches. Services at these facilities can cost a fraction of what they would in an emergency department.

Maintain Your Health

Staying out of the hospital is the greatest way to save money. Consider how much your daily actions will cost you in the long run. A lovely walk outside is far cheaper than sitting on the couch with a huge bowl of ice cream. Consider that your unhealthy lifestyle will cost you a lot of money in health care bills if living a long life isn’t enough reason to be healthy today.

5 Healthy Habits that Could Help You Live 10 Years Longer

Tuesday, July 27th, 2021

According to new study released by the American Heart Association (AHA), persons in the United States who follow five healthy living practises may live more than a decade longer than those who do not. These are the five habits:

  • consuming a nutritious diet
  • regular physical activity
  • not a smoker
  • maintaining a healthy weight
  • Limiting drinking

Men in the research had an average life expectancy of 14 years and women had an average life expectancy of 12 years when they followed all five behaviours starting at the age of 50. The study was published in the American Heart Association journal Circulation on April 30, 2018.

Researchers examined data from 123,219 participants who participated in the Nurses’ Health Study from 1980 to 2014 and the Health Professionals Follow-up Study from 1986 to 2014. They estimated the influence of the 5 healthy living practises on how long people lived using data from the Centers for Disease Control and Prevention. The following are some of the findings:

  • 42,167 individuals in the research died during the course of a 34-year follow-up period.
  • Cancer claimed the lives of 13,953 people, while cardiovascular disease claimed the lives of 10,689 people.
  • Life expectancy was shown to be increased in men and women who reported following all five healthy living behaviours. Women who had not acquired any of the healthy living habits at the age of 50 had an average remaining life expectancy of 29 years, compared to 43.1 years for women who had embraced all five healthy lifestyle behaviours. Those aged 50 who did not acquire any of the healthy living behaviours had a life expectancy of 25.5 years left, compared to 37.6 years for men who embraced all five healthy lifestyle activities.
  • Those who practised all five healthy behaviours were shown to be 74% less likely to die during the study’s follow-up period than those who did not. They had an 82 percent lower chance of dying from cardiovascular disease and a 65 percent lower chance of dying from cancer.
  • In this study, each healthy behaviour was related to a lower risk of early mortality, with the combination of all five habits exhibiting the lowest risk.

How healthy is ‘healthy?’

Researchers devised a scoring system to evaluate diets among study participants, awarding higher points to those who reported consuming more healthy items and less harmful ones. Vegetables, fruits, nuts, and whole grains were all considered healthy eating. Red and processed meats, sugar-sweetened drinks, trans fat, and salt were among the unhealthy foods. According to the American Cancer Society, you should:

  • Each day, consume at least 2 1/2 cup of veggies and fruits
  • Choosing whole-grain breads, pasta, and cereals (such barley and oats) over refined-grain breads, cereals, and pasta, as well as brown rice over white rice.
  • Instead of red meat (beef, pig, and lamb) and processed meat, choose fish, poultry, or beans (bacon, sausage, lunch meats, and hot dogs).
  • Drinking more water and fewer sugary drinks including soft drinks, sports drinks, and fruit-flavored drinks.
  • Refined carbohydrate items, such as pastries, sweets, sugar-sweetened morning cereals, and other high-sugar meals, should be avoided.
  • Foods high in calories, such as French fries, potato and other chips, ice cream, doughnuts, and other sweets, should be avoided.

Participants also had the best health scores if they never smoked, got more than 30 minutes of moderate or vigorous activity per day (including brisk walking), kept their body weight in the 18.5–24.9 BMI range, and consumed less than 15 grammes of alcohol per day for women and less than 30 grammes per day for men. This equates to roughly one drink per day for women and two drinks per day for males.

The American Cancer Society website offers a wealth of information on how to help reduce your cancer risk by making healthy choices such as eating right, staying active, and not smoking.

What is Glutathione?

Wednesday, March 21st, 2018

Glutathione (GSH) is a tripeptide consists of glutamate, cysteine, and glycine. Glutamate is a non-essential amino acid, which the body can produce in whatever quantity it needs. Cysteine, a semi-essential amino acid, is only made in adequate quantity under normal conditions. Whenever the body is dealing with stress, disease or advancing age, it needs cysteine supplements to function well. The third amino acid is glycine, which is also non-essential and doesn’t require supplements.

The cleanup process oxidizes GSH, which must then be reduced so it can keep working. It is the ratio of reduced to oxidized glutathione that scientists use to measure oxidative stress. When the cells experience this stress, they need more reduced GSH to regain a healthy state. Doctors administer this antioxidant, in either inhaled or injection form, to treat various symptoms and diseases. Glutathione is also taken orally as a dietary supplement.

Benefits

Although GSH was first isolated in the late 19th century, it took almost fifty years for scientists to figure out its chemical structure. It was another few decades before its function as an antioxidant was discovered. Following years to determine the usefulness of antioxidants in the treatment of disease, the first health products containing glutathione were approved for use by the FDA.

How the Body Processes Glutathione

Amino acids are linear molecules that consist of a carbon chain with a carboxyl group (COOH) at one end, an amine group (NH2) at the other and, except for glycine, a side group. It is usually that side group that is responsible for the molecule’s function. Glycine’s compact size, due to it only having a single carbon, instead of a chain, and no side group makes it able to function as a hormone and a neurotransmitter.

Glutamate has a short carbon chain and a second carboxyl group as its side chain. It is classified as a weak acid because it only gives up some of its acidic hydrogen atoms in solution. In contrast, a strong acid gives them all up readily. Its acidic nature allows it to perform many functions as a metabolite, neurotransmitter, nutrient, and even a flavor enhancer. It is the thiol (SH) side chain on cysteine that gives it and, to a much greater extent, glutathione their antioxidant functionalities.

The cleanup process oxidizes GSH, which must then be reduced so it can keep working. It is the ratio of reduced to oxidized glutathione that scientists use to measure oxidative stress. When the cells experience this stress, they need more reduced GSH to regain a healthy state.

Current Uses

Autism – children on the autism spectrum can have glutathione levels as much as 20-40% below normal. This is due, at least in part, to abnormalities in the cellular pathway that produces the antioxidant. Autistic children who are taking GSH supplements to normalize their levels are getting positive results. 

  • Liver Damage – Oxidative stress causes liver damage. The liver’s job is detoxifying the body. It uses glutathione for some of this work. When exposed to a high-fat diet, it produces more GSH to help deal with the extra load. Oral doses of this supplement can prevent fatty liver disease, not related to alcoholism.
  • Male Infertility – One of the few known causes of male fertility is the effect of oxidative stress on sperm production. Accumulation of free radicals interferes with the body’s ability to generate enough healthy sperm for reproduction and can also increase the risk of miscarriage when impregnation occurs. Glutathione supplements can increase both the counts and quality of sperm produced.

We recommend Pure Nootropics Glutathione Capsules:

https://www.purenootropics.net/product/glutathione/

Areas That Need More Research

One such disease, Irritable Bowel Syndrome (IBS) is a chronic disorder affecting the large intestine that can have a negative impact on the quality of life. People who suffer from this disease have impaired glutathione synthesis and oxidative stress leads to the damaged mucosal tissue. This damage contributes to the symptoms of IBS. GSH is important to the process of repairing gut wall damage that results from this disorder.

The biological process of aging is due, in part, to oxidative stress damage. Research shows that glutathione levels tend to decline as we age. This can become a self-perpetuating process over time. The damage becomes greater as the body’s ability to repair it declines. Decreasing GSH levels is one cause of osteoporosis. Drugs that have been effective in treating age-related osteoporosis do so by increasing glutathione levels.

One reason for the damage caused to the brain by Alzheimer’s disease is oxidative stress. Accumulation in the brain of TDP-43, a protein that regulates gene splicing during DNA transcription, occurs in patients with Alzheimer’s. This accumulation results in a lowering of cerebral glutathione levels. Research shows that reducing oxidative stress by increasing GSH can prevent and, possibly, reverse the memory deficits associated with Alzheimer’s.

Parkinson’s disease is a degenerative, neurological disease that probably results from both genetic and environmental factors. The damaging effects of this disease result in loss of neurons involved with motor control. Oxidative stress is a contributing factor in the death of these brain cells. Scientists believe that there is a connection between glutathione levels in the brain and progression of the disease. More research is needed to further explore the possibility of this connection.

Although Schizophrenia and Obsessive-Compulsive Disorder (OCD) are two very distinct psychiatric disorders, there are similarities between the two. Both exhibit oxidative stress and decreased levels of GSH in the central nervous system. People suffering from either also tend to be more symptomatic when they’re under psychological stress. Research on mice shows that exposure to stressful situations can decrease cellular levels of glutathione. More study may help find whether treatment with GSH could lessen the symptomatic response to these stressors in humans.

One of the leading causes of atherosclerosis, fatty deposits in the arteries, is oxidative stress. As this arterial plaque grows, blood flow becomes increasingly restricted. If a blood clot forms, there is a risk that it could break loose and travel to vessels that feed the heart, resulting in a heart attack. Low glutathione levels, in people with atherosclerosis, are associated with increased risk of heart attack. This could explain the relationship between diabetes, which can cause low GSH levels, and the risk of cardiovascular events.

Toxicity and Side Effects

Take care when using glutathione for conditions involving chronic, particularly autoimmune, inflammation. The inflammatory condition can increase oxidative stress, which GSH can help resolve. However, in the case of autoimmune conditions, the immune system attacks the body’s own cells because it doesn’t recognize them as being “self.” Improving the health of cells within the immune system might make the autoimmune response more robust and lead to negative side effects.

Recommended Dosage

GSH has an extremely short half-life. It only takes 15 minutes for the body to use up half the amount administered. This is probably due to the fact that this is a substance that is also found in endogenous form, so the cells are well-practiced at processing it.

Research supports that there is a link between elevated cellular GSH levels and longevity. It is the body’s most powerful antioxidant and its effectiveness at reducing cellular oxidative stress can maintain health and fight disease throughout the body.

https://examine.com/supplements/glutathione/

What exactly is 5-HTP?

Thursday, March 15th, 2018

5  hydroxytryptophan is a chemical compound which is extracted from L-tryptophan, an amino acid that is known to be a building block of protein. It is commercially produced and extracted from the seeds of griffonia simplicifolia. This plant is found on the African continent and is the main source of 5-HTP. 5-HTP is a beneficial health supplement that can help treat many disorders associated with cognitive function and mental well-being.

Image result for 5-htp

It is used to treat conditions such as, insomnia and other Sleep disorders which prevent the individual from getting proper rest. It is also used as a therapeutic treatment for anxiety, depression, fibromyalgia, PMS, ADHD, Parkinson’s disease, seizure disorders such as epilepsy, tension headaches, and obesity. 5-HTP works on a chemical level within the brain and helps alleviate many of the symptoms associated with the above-mentioned conditions. This provides therapeutic relief for the individual and improves the overall quality of life.

What are the functions of 5-HTP?

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5-HTP is known to work on the central nervous system and within the brain by leading to an increase of the hormone serotonin. Serotonin is the chemical compound responsible for appetite, libido, sleep, body temperature and sensations of pain. When the levels of Serotonin are increased throughout the brain and central nervous system via synthesis it is able to effectively treat many of the above-listed conditions.

For those individuals who have a reduced amount of Serotonin in the brain and central nervous system, the likelihood of experiencing insomnia and a lack of appetite increases drastically. A lack of Serotonin is also known to lead to the onset of anxiety and depression, which in turn lead to tension headaches and migraines. When hormonal imbalances occur in the body, a whole host of conditions can arise of which many can be debilitating and affect the individual’s overall quality of life.

It had previously been thought that 5-HTP may be a useful tool to use in the battle against Alzheimer’s disease. However, early evidence has shown 5-HTP to be ineffective as a means of treatment for Alzheimer’s. The main condition in which people use 5-HTP to therapeutically treat is depression. Clinical research has shown that 5-HTP by the oral administration can help improve the symptoms experienced by the individual. In fact, it was shown to be so effective in certain instances that it was as beneficial as many traditional antidepressant therapies used by certain individuals.

How to take 5-HTP?

The only way that 5-HTP is to be taken is by mouth. The exact dose will depend largely upon the reason as to why it is being taken and for what condition it is being used to treat. Dosage guidelines can range from between 150 mg to 3,000 mg each day. Typically, doses will be divided into three individual dosages per day over a period of four to six weeks. The typical starting dose is 200 mg, which is then increased gradually in increments of 50 mg over a period of four weeks.

It is important to always start with the lowest dose when beginning a treatment plan using 5-HTP. This is so the individual limits the risk of experiencing any adverse side effects that may be possible. As with all medications and supplements that affect the brain and the central nervous system, side effects are always a possibility. If you are considering using 5-HTP to treat depression or anxiety, or to assist in alleviating the symptoms of insomnia, then you should talk with your medical practitioner before starting any treatment regime.

 

5-HTP is considered to be a safe health supplement to use on a daily basis when it is used within the recommended dosage guidelines. There is a possibility that 5-HTP may interact with certain prescription medications for the treatment of conditions such as depression and anxiety. Therefore, if you are already using prescribed medication for treating your health condition then, you should first check that it is compatible to use with 5-HTP. As a means of improving the symptoms associated with many conditions in a natural way, 5-HTP will prove to be useful for many individuals.

https://www.selfhacked.com/blog/5-htp-serotonin-depression-risks-benefits/

https://www.selfhacked.com/blog/5-htp-serotonin-depression-risks-benefits/

Improving Mental Balance with Nootropics

Tuesday, February 21st, 2017

Having better mental abilities can be a great boon to your professional and personal life, but sometimes getting the best cognitive advantages come with getting a balance in your supplemental regime. In many cases, that means using nootropics to balance the other habits in your typical day. The following brief article is going to give you a few options for improving your mental balance with the help of nootropics.

 The number one way to improve your mental balance is through the use of fish oil. These are full of omega-3 fatty acids and they are going to help you to get a balance from your typical diet. Most diets these days are filled with omega-6 fatty acids that come in grain fed beef among other products. Most sugar etc. creates omega-6 fatty acid imbalances that are impossible to correct without eating a lot of fish or just getting fish oil tablets.

 One way that you could improve your mental balance is with fish oil, but there are several other methods too. For example, a lot of people deal with stress and anxiety. Sometimes that anxiety is caused by substances like caffeine, which can have a profound negative impact on your mental health. In order to balance this, use L-theanine as a great supplement for brain health to promote alpha brain waves.

 You’ll find that there are alternatives to L-theanine as well. Things like Asian ginseng will help to relax and calm you down. Bacopa monnieri and ashwagandha have similar effects. For a lot of people, getting rid of stress can be the biggest performance enhancer that you can think of. So next time before you decide to create a nootropic stack that is full of stimulants, just make sure you get some balancing acts in your routine.

Other people believe that you can see many benefits from unique nootropics often referred to as blends. One of these is the Qualia brand from Neurohacker, which is a solid. There are numerous people using this to great effect.

How to Make Coffee Even Better

Tuesday, February 21st, 2017

Coffee is an age old method of improving your brain health and enhancing your mental abilities. Even though there are plenty of options that can help you to improve your brain health, coffee combined with other elements can be one of the best differences you’ve ever had. In this brief article, we are going to outline a few ways that you can make coffee even better than it currently is. Most of the time, this is going to come into play when you are really trying to improve your cognitive abilities for high quality work.

One way to improve coffee is to add an amino acid called L-theanine. This is found in green tea and it is a relaxing and calming amino acid that will help you to improve your general concentration while removing the negative side effects of caffeine. This is one of the ways to prevent having crashes during the day and disruptive anxiety attacks that are often caused by too much caffeine.

Another way to make coffee better is to add fat sources so the caffeine gets better absorbed. Sometimes MCT oil or coconut oil are good options for improving your brain health, getting high quality and healthy fats, and making the biggest difference in your life. You will be able to make coffee much better if you utilize all of these different ingredients.

Finally, try to keep in mind that there are water and fat soluble nootropics that can go well with coffee. If you are making the butter or MCT oil coffee as described above, you can use aniracetam which is a fat soluble drug. Combined with the MCT oil and caffeine, you’ll have a strong nootropic stack that makes you feel great and work more productively.

If this isn’t worth trying, we don’t know what is! Just make sure you get all of the best quality ingredients.